THE Unbanked Do NOT use banks or other mainstream financial services Do use cash, money orders, or prepaid debit cards Uses alternative or fringe banking services THE Underbanked Owns a checking and/or savings account at a bank Uses check, cash, and debit cards Also uses alternative or fringe banking services Those who have no access to banks or mainstream financial services Mainstream vs. Fringe Direct comparisons between big banks and alternative and predatory banking services. Click here Why are there unbanked? Why there is an un/underbanked population and why is it difficult to become banked. Click here Unbanked community View stats and learn how some companies are either helping or hurting the community. Click here